If you’re expecting a financial expert to share the secret to budgeting, please stop reading here my friend. I am by no means a financial expert. I am, however, a (fairly) normal and intelligent person who has struggled with budgeting for most of her adult life. If you’d like encouragement and to hear my take […]
How to Save Money on Your Cell Phone Bill
Did you know that in 2015, nearly 2/3 of U.S. adults had smart phones, up from 35% in 2011 (PEW Research)? We fell in that statistic – adopting smartphones for my husband and I in early 2014. One of the reasons we took so long to buy them was because we didn’t want to take […]
Budgeting: a Mid-Year Check-in
In 2016, our family’s one and only new years resolution was to begin and maintain a budgeting system. Armed with a lot of head knowledge and different tools, we decided on a zero based budget and wanted to use the free EveryDollar App. So it’s June now – how have we been doing? The two […]
5 Helpful Tips on How to Travel on a Budget
My sisters, mom, and I recently traveled to the Grand Canyon. It was a trip that was on my mom’s “bucket list” for years. This is actually the first time in several years that we’ve taken a trip together as a family. Here are a few things I learned about how to travel on a […]
How to go from Poor to Rich in One Day
If you had to classify yourself as high, middle, or low income, where would you put yourself? What’s you’re immediate thought? What steps would you take to go from poor to rich? I’ve heard my oldest son exclaim at times,“Someday, I want to be rich!” Whenever one of my children says something like this, my […]
Ways I Cheated…on my Budget
I made one and only one new year’s resolution for 2016: to budget using a zero based budget. This was easy to do in January because we had one extra paycheck coming in from my husband’s former job. My husband is in the middle of a career change, and while he is working on freelance […]
How to Find Freedom Within Limits
Did you know that according to a 2013 Gallup poll, only 32% of Americans prepare a detailed monthly household budget? Up until 2016, our family would have been in the 68% that did NOT prepare a detailed monthly budget – let alone live by it. However, our family is learning how to find freedom within […]